DT Saturday Survey: Registered Account or Non-Registered?

Last week I asked if now was the time to buy Apple shares.  Feedback = completely inconclusive with a split decision between yes and no. The stock price is down about 2% on the week after selling a record nine million new phones… This week I am shifting the focus to an entirely different topic, looking at whether people prefer the benefits of Registered investment accounts such as RSPs, TFSAs, Roth IRAs, 401Ks, etc… or if they prefer the freedom and dividend tax credit benefits associated with Non-Registered accounts.  My vote is for registered accounts as I prefer not paying any tax on dividends and gains rather than getting tax credits.